| Singapore Dental Association (SDA) Insurance
Program |
|
 The
SDA insurance program is designed exclusively for all
SDA members. Since 1991, Cornerstone Planners has been
administering the SDA insurance program. It is a value-for-money
portfolio of financial protection plans for all SDA
members. The followings are affirmation from some members
of the Singapore Dental Association who has benefited
from the insurance program.
PROFESSIONAL IN THEIR
SALES APPROACH… DR. K. K. HO
“Brokers from Cornerstone Planners are very professional
in their approach. They are not pushy and at the same
time provide excellent and appropriate advice for my
insurance needs. Being brokers, they have access to
almost all policies offered in the market (i.e. greater
choice) and they can tailor the client's needs and budget
to the appropriate plan…”
COMPETITIVE
RATES; EXCELLENT SERVICE…DR. KOH HAI YONG
“Brokers from Cornerstone Planners have been very
prompt in responding to my queries…. The Singapore
Dental Association Group Insurance Scheme, administered
by Cornerstone Planners, has one of the most attractive
premium rates in the market. Moreover, their service
provided has been excellent….”
PROMPT SERVICE; OBJECTIVE...
DR. LIM LEE HUANG
“I find Cornerstone Planners to be very professional
in their work. They are very objective and unlike most
insurance agents, they do not pressure me into buying
products. They helped me to objectively plan my insurance
programme. When I was hospitalized, they handled my
claims promptly, giving me total peace of mind. As brokers,
they are independent and are not beholden to any insurer;
hence, I am assured that they have my interest first.
I recommend Cornerstone Planners….”
SDA Members can apply to all or any of the
4 plans in the portfolio namely.
| 1. The Group Living Assurance |
The full sum assured will be payable
- Upon diagnosis of any one of the 30 specified major
illnesses;
- Death from all causes, or
- **Total and Permanent Disability, whichever is earlier.
| SUM ASSURED |
| |
Member
/ Staff |
Member’s
Spouse |
| Plan A |
$20,000 |
$10,000 |
| Plan B |
$30,000 |
$15,000 |
| Plan C |
$50,000 |
$25,000 |
| Plan D |
$100,000 |
$50,000 |
| Plan E |
$200,000 |
$100,000 |
Notes:
1. **Pay out of Total and Permanent Disability (TPD)
is in installment. Please refer to policy contract for
definition of TPD and benefits pay out.
2. The specific details applicable to this insurance
are set out in the policy.
3. For premium rates, kindly contact our professional
team of FA reps or email to us at askme@cornerstoneplanners.com.
| 2. The Group Term Assurance |
The full sum assured will be payable upon
- Death from all causes; or
- **Total and Permanent Disability, whichever is
earlier.
| SUM ASSURED |
| |
Member
/ Staff |
Member’s
Spouse |
Member’s
Child |
| Plan A |
$20,000 |
$10,000 |
$10,000 |
| Plan B |
$30,000 |
$15,000 |
$10,000 |
| Plan C |
$50,000 |
$25,000 |
$10,000 |
| Plan D |
$100,000 |
$50,000 |
$10,000 |
| Plan E |
$200,000 |
$75,000 |
$10,000 |
| Plan F |
$500,000 |
$100,000 |
$10,000 |
Notes:
1. **Pay out of Total and Permanent Disability (TPD)
is in installment. Please refer to policy contract for
definition of TPD and benefits pay out.
2. The specific details applicable to this insurance
are set out in the policy.
3. For premium rates, kindly contact our professional
team of FA reps or email to us at askme@cornerstoneplanners.com.
| 3. |
 |
The Group Personal Accident
Insurance with Optional Extention to Cover
Temporary Total Disablement (TTD) and Temporary
Partial Disablement(TPD) |
|
You can't foresee a serious accident, but it pays to
be protected for up to $500,000
Personal Accident Protector will guarantee
you and your family the financial security you need
in the event of an unfortunate serious accident. Even
if you already have life insurances, you should take
this opportunity to substantially increase your financial
protection for only a small price and enjoy even greater
peace of mind.
Benefits
- Accidental Death and Permanent Disablement due
to Accident
- Optional Extension (only for SDA Member)
- Temporary Total Disablement
- Temporary Partial Disablement
| SUM ASSURED |
| |
Member
/ Staff |
Member’s
Spouse |
| Plan A |
$100,000 |
$20,000 |
| Plan B |
$200,000 |
$50,000 |
| Plan C |
$300,000 |
$100,000 |
| Plan D |
$400,000 |
$150,000 |
| Plan E |
$500,000 |
$200,000 |
| Optional
Extension (TTD/TPD) |
Annual
Premium |
| $500 weekly benefits |
$50.00 |
| $1000 weekly benefits |
$100.00 |
| 4. The Group Hospital & Surgical Plan |
The last thing you want to worry about when you are
ill is money
Medical costs in Singapore are escalating.
Even hospitalisation for a simple appendicitis operation
can cost more than $5000. What's more if long-term medicare
is needed for more serious illnesses? If you are self-employed,
this plan is critical to help you avoid serious money
problems in the event you are faced with expensive medical
bills. For those who are employed, this plan will take
care of the medical expenses after your employer-paid
scheme is exhausted.
| Benefits |
Plan 1 |
Plan 2 |
| In-Hospital Charges For |
| a. |
Room & Board (maximum 90
days) |
$285 |
$125 |
| b. |
Hospital Miscellaneous Services |
$4,000 |
$4,000 |
| c. |
Surgery* |
$7,000 |
$5,000 |
| d. |
Attending doctor's visit per
day (max 90 days) |
$60 |
$60 |
| Pre-Hospitalisation Charges For
|
| a. |
Specialist Consultation |
$400 |
$200 |
| b. |
Diagnostic X-ray & Lab Tests |
$400 |
$200 |
| Post-Hospital Treatment |
$1,000 |
$1,000 |
| Emergency Outpatient
Treatment (for accidents only)
|
$2,000 |
$2,000 |
| Accidental Miscarriage |
$1,000 |
$1,000 |
| Death Benefit |
$3,000 |
$3,000 |
*Benefits for surgery - Subject to
schedule of benefits (including doctor's daily visit
per day). Schedule of Benefits applies only to Private
Hospital & NUH.
Notes: The specific details applicable
to this insurance are set out in the policy.
|
