The SCS Insurance Program is designed exclusively for all SCS members. It is a value-for-money portfolio of financial protection plans for all SCS members. Members can choose all 3 plans in the portfolio namely The Living Protector Plan, The Personal Accident Protector Plan, and The Hospital & Surgical Plan. Alternatively, members can select one or two plans depending on what suits them best.

Benefits at a Glance….

• Low group-rates specially negotiated for Singapore Computer Society Members Only
• 24-hour worldwide coverage
• Pays in addition to any life and accident insurances you may already have, so that your family can enjoy greater financial protection
• Pays up to $200,000 upon diagnosis of any of the 30 specified major illness
• Pays up to $200,000 in the event of death or total permanent disablement due to natural causes
• Optional coverage for Temporary Total / Partial Disablement due to accidents
• Pays up to $500,000 in the event of death or total permanent disablement due to accidents
  Pays up to $56,000 medical benefits per illness

Will a serious illness force your life to hang on a thread?

An increasing number of Singaporeans suffer from major illnesses such as cancer, heart attack and stroke. The emotional strain of being struck with a major illness is distressing enough. With the extremely high cost of medical care, it can be financially crippling. So make sure that your life doesn't hang on a thread - by ensuring that you can withstand the financial impact with the Living Protector. The plan also pays in the event of Death and Total and Permanent Disability.

Benefits
The full sum assured will be payable for:

1. Upon diagnosis of any of the 30 specified major illnesses
2. Total & Permanent Disablement from all causes; or
3. Death from all causes, whichever is the earlier

Sum Assured
Members can chose sum assured in multiples of $50,000 subject to a minimum sum assured if $50,000 and maximum sum assured of $200,000.

You can't foresee a serious accident, but it pays to be protected for up to $500,000

Personal Accident Protector will guarantee you and your family the financial security you need in the event of an unfortunate serious accident. Even if you already have life insurances, you should take this opportunity to substantially increase your financial protection for only a small price and enjoy even greater peace of mind.

Benefits
The full sum assured will be payable for:

1. Death from accidental causes; and/or
2. Permanent Disablement from accidental causes
3. Optional Benefit
   • Temporary Total Disablement (TTD) &
   • Temporary Partial Disablement (TPD)

TTD and TPD benefits are only payable due to accidental causes. It pays up to 104 weeks subject to a waiting period of 3 days

Sum Assured
Accidental Death and Accident Permanent Disablement
Members can chose sum assured in multiples of $50,000 subject to a minimum sum assured if $50,000 and maximum sum assured of $500,000.

Optional Benefits - Temporary Total Disablement
Members can chose benefits in multiples of $$100 per week subject to a maximum of $500 per week

Optional Benefits - Temporary Partial Disablement
Subject to 50% of Temporary Total Disablement Benefit

The last thing you want to worry about when you are ill is money

Medical costs in Singapore are escalating. Even hospitalisation for a simple appendicitis operation can cost more than $5000. What's more if long-term medicare is needed for more serious illnesses? If you are self-employed, this plan is critical to help you avoid serious money problems in the event you are faced with expensive medical bills. For those who are employed, this plan will take care of the medical expenses after your employer-paid scheme is exhausted.